Elkhart Car Accident Lawyers

Car accidents can significantly impact individuals and families, causing physical injuries, emotional distress, and financial burdens. When facing those hurdles, many people find the legal process to be overwhelming. From gathering evidence to communicating with insurance companies, there are numerous steps involved in pursuing a claim.

The Elkhart car accident lawyers at Wilson & Kinsman, LLC provide invaluable assistance to those seeking damages for medical expenses, property damage, lost wages, and other damages resulting from an accident. Our main goals include providing compassionate legal guidance, protecting client rights, and pursuing fair compensation. We can advise every step of the way, starting with what to do right after an accident happens.

What Should I Do After a Car Accident?

Taking immediate steps after a car accident can help protect your rights and support your potential claim. Call 911 first, even if no one seems to be injured; certain injuries, such as whiplash or internal damage, may not become apparent until hours or days later. If possible, move your car out of traffic, onto a shoulder, or into a parking lot, and wait for help to arrive.

Documenting the scene of the accident is also important. Take photographs of the vehicles, the surrounding area, and any visible injuries. Exchange contact and insurance information with the other driver, but avoid admitting fault. Obtaining a copy of the police report can provide valuable details that support your claim. You can report the crash to your auto insurance provider, but avoid admitting fault or saying anything else that might jeopardize your claim.

What Types of Compensation Are Available in Car Accident Cases?

Compensation in car accident cases typically falls into two categories: economic and non-economic damages:

• Economic damages cover tangible losses such as medical bills, rehabilitation costs, lost wages, and property damage.

• Non-economic damages address intangible losses such as pain and suffering, emotional distress, and reduced quality of life.

The amount of compensation you may receive depends on the specific circumstances of your case. The severity of injuries, the extent of property damage, and the impact on your daily life are taken into account. Our Elkhart car accident lawyers consider all relevant factors when calculating your claim.

What If the Other Driver Was Uninsured or Underinsured?

If the at-fault driver lacks insurance or sufficient coverage, recovering compensation can become more challenging. In these situations, you may need to rely on your own uninsured or underinsured motorist coverage, if available. This type of coverage is designed to provide financial protection when the other party cannot pay for the damages.

Our Elkhart car accident lawyers can review your insurance policy to determine the extent of coverage available to you. They can also identify alternative sources of compensation, such as claims against third parties who may share liability for the accident. Our goal is to help you recover the compensation you are entitled to under the law.

How Long Do I Have to File a Car Accident Claim in Indiana?

In Indiana, the statute of limitations for filing a personal injury claim is generally two years from the accident date. You must initiate legal action to preserve your right to seek compensation within this time frame. Failing to file within the allotted time can result in your claim being dismissed by the court.

It is essential to begin the claims process as soon as possible to allow sufficient time for investigation and evidence gathering. We recommend consulting with our Elkhart legal team early in the process; you will need adequate time to prepare your case and meet deadlines.

What Evidence Is Important in a Car Accident Case?

Evidence plays a critical role in supporting car accident claims and establishing liability. Key types of evidence include photographs of the accident scene, medical records, police reports, and witness statements. Documentation of expenses related to the accident, such as repair bills and receipts for medical treatments, is also essential.

We can help preserve and organize this evidence to build a strong case on your behalf. Our team may also work with accident reconstruction specialists and other professionals to establish how the collision occurred and who was at fault. Comprehensive evidence strengthens your position when negotiating with insurance companies or presenting your case in court.

What Role Do Insurance Companies Play in Car Accident Cases?

Insurance companies are often involved in car accident cases, as they provide coverage for damages resulting from collisions. However, their primary goal is to minimize payouts to protect their financial interests. This can lead to disputes over liability, the extent of damages, or the value of a claim.

Our Elkhart car accident lawyers handle communications with insurance companies to protect your rights and advocate for fair compensation. We negotiate on your behalf and address any attempts by insurers to undervalue your claim. If a settlement cannot be reached, we are prepared to pursue litigation to seek a favorable outcome.

What Should You Look for in a Car Accident Lawyer?

When selecting legal representation, it is important to choose attorneys with experience handling car accident cases. Look for professionals with a track record of successfully resolving claims and are familiar with Indiana’s laws. Effective communication and a commitment to understanding your unique circumstances are also key qualities to consider.

An initial consultation can allow you to discuss your case and ask questions about the attorney’s approach. This meeting helps you decide whether the attorney is the right fit for your needs.

How Can Elkhart Car Accident Lawyers Help My Case?

Our Elkhart car accident lawyers will explain your legal options, offer guidance throughout the legal process, and handle the many tasks associated with pursuing a claim. We gather and effectively present evidence, including police reports, traffic camera footage, and witness statements. Additionally, we communicate with insurance companies to advocate for a fair settlement on your behalf.

Our team also understands the importance of evaluating all aspects of a claim. That includes calculating medical expenses, lost income, property damage, and non-economic losses such as pain and suffering. With our assistance, you can pursue compensation that reflects the full extent of your damages.

Elkhart Car Accident Lawyers at Wilson & Kinsman, LLC Offer Free Consultations

You do not have to face the legal aftermath of a serious car accident alone. The experienced Elkhart car accident lawyers at Wilson & Kinsman, LLC are waiting to help and can advocate for the compensation you deserve. Call 574-522-1900 or submit our online form for a free consultation. Located in Elkhart and South Bend, Indiana, we serve clients in St. Joseph County and throughout the state.